An individual who helps people look at their financial picture and help them make a plan as to the best way to proceed with their resources. This person is usually paid an hourly fee/flat fee for financial advice, may not necessarily trade in the investor’s portfolio
CFP® certification is a voluntary certification granted in the United States by Certified Financial Planner Board of Standards, Inc. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Individuals who become certified are required to complete continuing education.