Meet the Team: Bart Valley, Chartered Financial Analyst
As we eagerly open a new chapter in 2021, we are excited to introduce the newest addition to our...
Read MoreMeet Morris Financial Concepts
Financial success isn’t just about accumulating wealth. Our inclusive approach takes a look at the whole picture, from financial goals to life aspirations. We want to help you focus on what is truly important.
Financial advisors at Morris Financial Concepts are passionate about providing our clients with unyielding advocacy and academically-proven strategies to help you realize your life goals. Your happy and healthy life depends on understanding your financial resources, however, this is just one piece of the bigger puzzle. Our financial planning process coordinates your life goals, personal values, and financial resources. Our goal is to craft a financial journey personalized for you.
Our Values
Though our team comes from diverse backgrounds, at Morris Financial Concepts we are united in our values. These core values keep us dedicated to serving you.
Profound Impact
Our number one priority is the financial health and well-being of our clients. We want you to achieve your financial and life goals, while living a fulfilled life. We want your journey to be as enriched as the results. Our goal is to help you navigate your journey while keeping a steadfast eye on the finish line. We want to come alongside of you to help you navigate your journey.
Unyielding Integrity
Honesty, transparency, trust, and dependability are inherent in any good relationship. Our team operates with the highest levels of integrity in order to build and maintain long-lasting, meaningful relationships. We are deeply committed to the Fiduciary standard, putting our client's interest above our own.
Eminence
We are on a never-ending quest for knowledge, growth, and improvement in order to be premier providers of financial services. We are dedicated to ongoing education and research. We employ our industry’s best practices, and find ways to improve them. We hold ourselves to a higher standard.
Sharing Wisdom
We recognize that open communication is important both internally and externally. Our team consistently shares vital information with clients and we happily provide more enlightening knowledge that makes our processes more transparent. We remember, document, and communicate important details among ourselves.
Positive Mindset
Success begins with a positive mindset. Every day, we strive to inspire others with the motivating energy that we bring to the firm. Our team tries new things, celebrates each other’s and our clients’ wins, and enjoys spending time together. Although we recognize that there a periods of tough times, we maintain a friendly outlook, encourage one another, and seek out the silver lining.
Courageous Discernment
It is a mark of character to do the right thing, even when it takes some audacity. We follow existing processes, but challenge and improve them with innovative solutions when necessary. This principle of courageous discernment factors strongly into what we do on a day to day basis, and also helps define us as a unique financial firm.
Get started on your journey to financial freedom.
Let's GoIn the Know
4 Pillars to Financial Legacy Planning
You are living your legacy every day! This is what is really meant by the phrase ‘legacy planning’. The...
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5 Steps to Making a Financial Comeback
With the ongoing COVID-19 pandemic, many families around the world are being forced to navigate a variety of financial...
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How to Rethink Your Perspective On Money
Does health, happiness, and success for you and your loved ones depend on money or your financial resources? Financial...
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How to Become a Successful Financial Planner
Kyra Morris and Tiffany Ritchie, Charleston CERTIFIED FINANCIAL PLANNER™ professionals at Morris Financial Concepts Inc., recently joined Caleb Brown,...
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4 Tips to Keep Your Holiday Spending Under Wraps
It’s the most wonderful time of the year! The holiday season brings with it the warmth of a cozy...
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Divided We Stand: How the 2020 Election Will Impact Our Economy
How a Divided Federal Government May Help the Economy History shows the American economy prefers checks and balances. Since...
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Training for the Reindeer Run: A Fee-Only Financial Planner’s Journey
By Kyra Hollowell Morris, Fee-Only Financial Planner and Founder Being physically active is restorative to your mind and body,...
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Caring for the Cause: How to Donate Responsibly
Many of our clients are passionate about making an impact by supporting causes that have touched their own lives....
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Ask a Charleston Financial Planner: Should You Be Refinancing?
Refinancing rates are constantly changing, but amidst the ongoing effects of the coronavirus pandemic, we have seen dramatic decreases...
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What Is Truly Important From a Financial Advisor in Mt. Pleasant SC
It is not over. This pandemic is still wreaking havoc with our lives. We still need to wear masks...
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Remote College vs Online School: What’s a Better Investment
With the ongoing coronavirus pandemic, students and faculty around the nation and the globe have experienced a sharp rise...
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The Financial Benefits of Board Games
The Rise of the Board Game Culture Not only can board games can save you money, but they can...
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A Golf State of Mind by a Charleston Financial Planner
By Sean Palmer, Associate Financial Planner at Morris Financial Concepts Avid golfers know that the nature of the game...
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Best Laid Plans: Tips for Rescheduling Events
During the uncertain, chaotic period brought on by the rise in COVID-19 cases, effective management of the event planning...
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Wine Philosophy by a Charleston Financial Planner
By Tiffany Ritchie, CERTIFIED FINANCIAL PLANNER™ professional at Morris Financial Concepts Wine lovers know that the perfect glass of...
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Wellness Journey with a Charleston Financial Planner
By Kyra Hollowell Morris, CERTIFIED FINANCIAL PLANNER™ professional & Founder of Morris Financial Concepts Our Morris Financial Concepts team...
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Is Pet Insurance Worth It: A Charleston Financial Planner’s Perspective
Pets often act in such a human-like manner that we forget they aren’t actually our children. Even so, pets...
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Five Rules to Improve Your Financial Health
Personal financial goals are all too important when planning for a healthy and happy future, but can certainly be...
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Looking Past the COVID-19 Economy: A Historical Look at Previous Economic Bumps and Recoveries
There’s been a lot of discussion about COVID-19’s far-reaching economic effects over the past month and a half....
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Virtual Travel in the time of COVID-19
It’s been almost two months since the COVID-19 pandemic began to make major changes to everyday life in South...
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Spring Cleaning: Financial Checkup
Spring is the perfect time to clean out your closet, organize that spice cabinet, and take a magnifying glass...
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The CARES Act: Breaking Down the Impact on Businesses
On March 27th, Congress passed the Coronavirus Aid, Relief and Economic Security, or C.A.R.E.S. Act in an effort to...
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FAQs about the 2020 US Census
We hope you are staying safe and healthy as we tread through these interesting waters the Coronavirus has sent...
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THE CARES Act: What it Means for Your Personal Finances
The COVID-19 Pandemic, also referred to as the Coronavirus disease, has affected numerous facets of so many lives; from...
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Top Nine Most Overlooked Tax Deductions and Credits
With taxes due next month, you may already be well on your way to completing your 2019 tax returns....
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How the SECURE Act Affects Retirees and Beneficiaries (and What You Can Do About It)
Last week we went over the basics of the SECURE Act’s provisions, who it will affect, and what the...
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The Coronavirus and Market Uncertainty
People like to think they behave rationally at all times, but the truth is, we all allow emotions to...
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What the SECURE Act Means for Retirement
A recently passed spending bill could have a big impact on your retirement plans. On December 20th, 2019 the...
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Financially Savvy Tips for Traveling to Europe
It’s the new year and you’ve decided you’re going on a vacation to Europe — you’re going to have...
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Introduction to Planned Giving
Think about what matters most to you. What are you passionate about and what do you want to continue...
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Planning Your Finances for the Holiday Season
With the holidays already upon us and more coming up soon, you may be feeling the financial strain of...
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How Legacy Planning Can Benefit You
There comes a time in everyone’s life when they begin considering the kind of legacy they want to leave...
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Achieving the Lifestyle you Envision: Planning for Old Age
Death and taxes can be fairly grim topics, however, as the saying goes, “In this world, nothing is certain...
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Why is Asset Allocation So Important?
Depending on how involved you are in finance, both personally and otherwise, “asset allocation” and “diversification” are likely two...
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5 Signs You Know It’s Time to Hire a Financial Advisor
No matter your age or financial status, knowing your options when it comes to personal money management, wealth management,...
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Are You on Fire? Breaking Down the FIRE Movement
Retiring at the age of 35. Sounds crazy, right? For proponents of the FIRE movement, that number is not...
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As an Employer, Do I Need to Offer a Retirement Plan?
At the time of this writing, there are only ten states that require employers to offer a retirement plan...
Read MoreShould You Always Max Out Contributions to Your 401(k)?
With 1 in 5 Americans having no retirement savings at all and 1 in 3 having less than $5000,...
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Financial Wellness
Being “financially well” means that you are able to manage day-to-day expenses, save for long-term goals, and feel financially...
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Do I Need a Wealth Manager?
If you have done any investigating in the realm of services offered by top-tier financial advisors, then you are...
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What it Means to Have a Financial War Chest
We normally don’t think of our savings account as a war chest, but as you approach retirement it might...
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Saving for your Children or Grandchildren’s Education
With tuition prices continuously on the rise, saving for your children’s or grandchildren’s education can seem like an insurmountable...
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How Retirees Can Use Bond Ladders to Their Advantage
There comes a time for many of us when we choose to focus less on our work and more...
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Safe Spending in Retirement
Determining exactly how much money you will need in your retirement years is no simple feat. No one wants...
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A Guide to Safe Withdrawal Rates When Approaching Retirement
A common topic of conversation amongst middle-aged Americans or those approaching retirement age is the topic of income during...
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Everything You Need to Know About Qualified Business Income Deductions
With the Tax Cuts and Job Act brought into action just last year, businesses and citizens everywhere are still...
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Defining Qualified Charitable Distributions (QCDs) and How they Work
Qualified charitable distributions (QCD) are distributions from an Individual Retirement Account (IRA) owned by an individual who is age...
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Choosing the Right Financial Advisor
The role of a financial advisor is to help you strategically manage your wealth over a period of time....
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New Year, New Bank Account: How to Save Money in the New Year
As the end of January rolls around, the reality of your New Year’s resolutions are likely kicking in. While...
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Top Financial Habits to Pass Along to your Kids
As parents, we only want the best for our children. We tend to serve not only as their chauffeurs...
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The Path to Early Retirement for Physicians
The weight of retirement can often be overwhelming. Beyond the financial aspects of retiring, the physicians we have spoken...
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Meet the Team: Savannah Cooper
Meet Savannah Cooper, our Associate Financial Advisor at Morris Financial Concepts. Name: Savannah Cooper Job Title: Associate Financial Advisor...
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The October Effect
What is going on in the markets? The 3rd quarter of 2018 ended as the best quarter on the...
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Winning the Lottery (and other daydreams)
You Won the Lottery! Now what? Private islands. A fleet of yachts. Dream cars. The recent $1.5 billion Mega...
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The New Kiddie Tax/ No Kiddie Tax Rule
Historically, parents have moved investments under their children’s names to reduce the taxes on investment income, up to a...
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Hacking Halloween: Budget Tips for the Holidays
As the days start to get shorter and the weather threatens to cool off, we creep closer and closer...
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Morris Financial Concepts Launches New Website
As part of the second phase of our rebranding efforts, we are excited to announce the launch of Morris...
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Doing Well and Doing Good with Sustainable Investing
Growing interest in the impact of fossil fuels on the global climate may spark questions about whether individuals can...
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Taxes Matter – Highlights of 2018 Tax Changes
Taxes matter. Whether or not we agree the Tax Cuts and Jobs Act passed on December 22, 2017 is good for...
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Major US Stock Indexes Drop: What Does It All Mean?
Snap! Thus ended the S&P 500’s longest streak in history without a pullback of at least 3 percent. The...
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Education Funding – New Application for 529 Tuition Plans
No longer limited to college funding, 529 tuition plans can now be applied for private elementary and secondary education....
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MFC Refreshes Its Look – 2018 Brand Update
We are excited to unveil Morris Financial Concepts’ updated brand identity. After careful consideration, we have developed a company...
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Education Funding Part 2: Prepaid 529 Tuition Plans
As we recently discussed, not all 529 tuition planning options are the same. Another aspect of 529 plans are...
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Meet the Team: Will Thomas, Summer Intern
Meet Will, the other half of the Summer Intern Duo! Will works with our other great MFC duo, the...
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Meet The Team: Nick Bogart, Summer Intern
Meet Nick, one half of our 2018 Summer Intern Duo! Nick has already proven to be a worthy (and...
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Navigating the Digital Frontier: Identity Protection Services
After last month’s post on password security, we received great questions regarding identity security concerns. Since there is a...
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Keep Cool, and Your Cold Hard Cash in Your Wallet This Summer
After what seemed like an unseasonably cool spring, many of us are longing for the familiar Charleston heat and...
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The Secret Password
Does your password pass the test? Now, more than ever, cybersecurity is essential as more and more of our...
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Meet The Team: Alisson Grove, Financial Business Assistant
Of quartz she rocks! Meet Alisson Grove, the newest member of the MFC team. Alisson recently graduated from East Carolina...
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Meet the Team: Jessie Haggerty, Marketing and Business Development Administrator
Meet Jessie, our Marketing & Business Development Administrator. Jessie came to our team during the big move and hit...
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Tax Document Checklist
Do you have everything you need for this tax season? Don’t fret! Our Charleston financial advisors created this handy...
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Major US Stock Indexes Drop: Wait for it (Part 2)
“The stock market didn’t get tested – you did,” the title of an article I read this morning I...
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We need to plan for transportation density now
Transportation in the Charleston area is an issue that needs to be dealt with by the community as a...
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What’s Going on Post-Brexit and What It Means
By Kyra Morris, contributing editor | History was made June 23 of this year when the United Kingdom (UK)...
Read MoreOne Region Targets Infrastructure, Education, & Housing
By Kyra Morris, Certified Financial Planner Charleston, SC and contributing editor | The Charleston area is our home. This...
Read MoreBrexit Causes Uneasy Time in Global Markets but Don’t Panic!
History is made! May we live in interesting times – for sure! The citizens of Great Britain surprised the financial...
Read MoreFuture Bright for Volvo, Charleston
In May of 2015, Volvo chose South Carolina to build its first plant in North America. Volvo will build...
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Let’s Talk Politics and the Markets
By Kyra Morris, contributing editor | This is an election year, and often we hear that election years are...
Read MoreTeck’s Theme: Coming Together in Charleston, SC
By Kyra Morris, contributing editor | “Coming Together” is the theme of Charleston’s newly-elected mayor, John Tecklenburg. Charleston does...
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Advice On Financial New Year Resolutions
“Be always at war with your vices, at peace with your neighbors, and let each New Year find you...
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Have a financially savvy holiday season
By Kyra Morris, contributing editor | As our bellies are now full from a wonderful Thanksgiving meal, it’s now...
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The Blood Supermoon: Astronomical Phenomenon or Apocalypse?
By Kyra Morris, contributing editor 9/28/2015 | As USA Today put it, “It almost sounds like something from a...
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Don’t Panic About Market Fluctuations
Written by contributing editor, Kyra Morris. August 31st | Ten days ago on Augst 21, the DOW fell more...
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Our World Trade Center Is Making A Difference
Written by contributing editor, Kyra Morris. July 27th | Our world is a global world. Our markets are global...
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Charleston Is Part of A Global Community
Written by contributing editor, Kyra Morris. July 13th | My husband and I traveled all over Australia last month....
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The Hidden Jewel That’s No Longer Hidden
Written by contributing editor, Kyra Morris. 06/01/2015 | The nature of Charleston’s hidden jewel qualities is like a cell...
Read MoreBridge Run Is More Than A Race
The 30,000 participants and thousands of spectators celebrated the 37th Cooper River Bridge Run on March 28. Charleston’s local...
Read MoreCFP® certification is a voluntary certification granted in the United States by Certified Financial Planner Board of Standards, Inc. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Individuals who become certified are required to complete continuing education.