Top Nine Most Overlooked Tax Deductions and Credits
With taxes due next month, you may already be well on your way to completing your 2019 tax returns....
Read MoreMeet Morris Financial Concepts
Financial success isn’t just about accumulating wealth. Our inclusive approach takes a look at the whole picture, from financial goals to life aspirations. We want to help you focus on what is truly important.
At Morris Financial, we are passionate about providing our clients with unyielding advocacy and academically-proven strategies to help you realize your life goals. Your happy and healthy life depends on understanding your financial resources, however, this is just one piece of the bigger puzzle. Our financial planning process coordinates your life goals, personal values, and financial resources. Our goal is to craft a financial journey personalized for you.
Our Values
Though our team comes from diverse backgrounds, at Morris Financial Concepts we are united in our values. These core values keep us dedicated to serving you.
Profound Impact
Our number one priority is the financial health and well-being of our clients. We want you to achieve your financial and life goals, while living a fulfilled life. We want your journey to be as enriched as the results. Our goal is to help you navigate your journey while keeping a steadfast eye on the finish line. We want to come alongside of you to help you navigate your journey.
Unyielding Integrity
Honesty, transparency, trust, and dependability are inherent in any good relationship. Our team operates with the highest levels of integrity in order to build and maintain long-lasting, meaningful relationships. We are deeply committed to the Fiduciary standard, putting our client's interest above our own.
Eminence
We are on a never-ending quest for knowledge, growth, and improvement in order to be premier providers of financial services. We are dedicated to ongoing education and research. We employ our industry’s best practices, and find ways to improve them. We hold ourselves to a higher standard.
Sharing Wisdom
We recognize that open communication is important both internally and externally. Our team consistently shares vital information with clients and we happily provide more enlightening knowledge that makes our processes more transparent. We remember, document, and communicate important details among ourselves.
Positive Mindset
Success begins with a positive mindset. Every day, we strive to inspire others with the motivating energy that we bring to the firm. Our team tries new things, celebrates each other’s and our clients’ wins, and enjoys spending time together. Although we recognize that there a periods of tough times, we maintain a friendly outlook, encourage one another, and seek out the silver lining.
Courageous Discernment
It is a mark of character to do the right thing, even when it takes some audacity. We follow existing processes, but challenge and improve them with innovative solutions when necessary. This principle of courageous discernment factors strongly into what we do on a day to day basis, and also helps define us as a unique financial firm.
Get started on your journey to financial freedom.
Let's GoIn the Know
How the SECURE Act Affects Retirees and Beneficiaries (and What You Can Do About It)
Last week we went over the basics of the SECURE Act’s provisions, who it will affect, and what the...
Read More
The Coronavirus and Market Uncertainty
People like to think they behave rationally at all times, but the truth is, we all allow emotions to...
Read More
What the SECURE Act Means for Retirement
A recently passed spending bill could have a big impact on your retirement plans. On December 20th, 2019 the...
Read More
Financially Savvy Tips for Traveling to Europe
It’s the new year and you’ve decided you’re going on a vacation to Europe — you’re going to have...
Read More
Introduction to Planned Giving
Think about what matters most to you. What are you passionate about and what do you want to continue...
Read More
Planning Your Finances for the Holiday Season
With the holidays already upon us and more coming up soon, you may be feeling the financial strain of...
Read More
How Legacy Planning Can Benefit You
There comes a time in everyone’s life when they begin considering the kind of legacy they want to leave...
Read More
Achieving the Lifestyle you Envision: Planning for Old Age
Death and taxes can be fairly grim topics, however, as the saying goes, “In this world, nothing is certain...
Read More
Why is Asset Allocation So Important?
Depending on how involved you are in finance, both personally and otherwise, “asset allocation” and “diversification” are likely two...
Read More
5 Signs You Know It’s Time to Hire a Financial Advisor
No matter your age or financial status, knowing your options when it comes to personal money management, wealth management,...
Read More
Are You on Fire? Breaking Down the FIRE Movement
Retiring at the age of 35. Sounds crazy, right? For proponents of the FIRE movement, that number is not...
Read More
As an Employer, Do I Need to Offer a Retirement Plan?
At the time of this writing, there are only ten states that require employers to offer a retirement plan...
Read MoreShould You Always Max Out Contributions to Your 401(k)?
With 1 in 5 Americans having no retirement savings at all and 1 in 3 having less than $5000,...
Read More
Financial Wellness
Being “financially well” means that you are able to manage day-to-day expenses, save for long-term goals, and feel financially...
Read More
Do I Need a Wealth Manager?
If you have done any investigating in the realm of services offered by top-tier financial advisors, then you are...
Read More
What it Means to Have a Financial War Chest
We normally don’t think of our savings account as a war chest, but as you approach retirement it might...
Read More
Saving for your Children or Grandchildren’s Education
With tuition prices continuously on the rise, saving for your children’s or grandchildren’s education can seem like an insurmountable...
Read More
How Retirees Can Use Bond Ladders to Their Advantage
There comes a time for many of us when we choose to focus less on our work and more...
Read More
Safe Spending in Retirement
Determining exactly how much money you will need in your retirement years is no simple feat. No one wants...
Read More
A Guide to Safe Withdrawal Rates When Approaching Retirement
A common topic of conversation amongst middle-aged Americans or those approaching retirement age is the topic of income during...
Read More
Everything You Need to Know About Qualified Business Income Deductions
With the Tax Cuts and Job Act brought into action just last year, businesses and citizens everywhere are still...
Read More
Defining Qualified Charitable Distributions (QCDs) and How they Work
Qualified charitable distributions (QCD) are distributions from an Individual Retirement Account (IRA) owned by an individual who is age...
Read More
Choosing the Right Financial Advisor
The role of a financial advisor is to help you strategically manage your wealth over a period of time....
Read More
New Year, New Bank Account: How to Save Money in the New Year
As the end of January rolls around, the reality of your New Year’s resolutions are likely kicking in. While...
Read More
Top Financial Habits to Pass Along to your Kids
As parents, we only want the best for our children. We tend to serve not only as their chauffeurs...
Read More
The Path to Early Retirement for Physicians
The weight of retirement can often be overwhelming. Beyond the financial aspects of retiring, the physicians we have spoken...
Read More
Meet the Team: Savannah Cooper
Meet Savannah Cooper, our Associate Financial Advisor at Morris Financial Concepts. Name: Savannah Cooper Job Title: Associate Financial Advisor...
Read More
The October Effect
What is going on in the markets? The 3rd quarter of 2018 ended as the best quarter on the...
Read More
Winning the Lottery (and other daydreams)
You Won the Lottery! Now what? Private islands. A fleet of yachts. Dream cars. The recent $1.5 billion Mega...
Read More
The New Kiddie Tax/ No Kiddie Tax Rule
Historically, parents have moved investments under their children’s names to reduce the taxes on investment income, up to a...
Read More
Hacking Halloween: Budget Tips for the Holidays
As the days start to get shorter and the weather threatens to cool off, we creep closer and closer...
Read More
Morris Financial Concepts Launches New Website
As part of the second phase of our rebranding efforts, we are excited to announce the launch of Morris...
Read More
Doing Well and Doing Good with Sustainable Investing
Growing interest in the impact of fossil fuels on the global climate may spark questions about whether individuals can...
Read More
Taxes Matter – Highlights of 2018 Tax Changes
Taxes matter. Whether or not we agree the Tax Cuts and Jobs Act passed on December 22, 2017 is good for...
Read More
Major US Stock Indexes Drop: What Does It All Mean?
Snap! Thus ended the S&P 500’s longest streak in history without a pullback of at least 3 percent. The...
Read More
Education Funding – New Application for 529 Tuition Plans
No longer limited to college funding, 529 tuition plans can now be applied for private elementary and secondary education....
Read More
MFC Refreshes Its Look – 2018 Brand Update
We are excited to unveil Morris Financial Concepts’ updated brand identity. After careful consideration, we have developed a company...
Read More
Education Funding Part 2: Prepaid 529 Tuition Plans
As we recently discussed, not all 529 tuition planning options are the same. Another aspect of 529 plans are...
Read More
Meet the Team: Will Thomas, Summer Intern
Meet Will, the other half of the Summer Intern Duo! Will works with our other great MFC duo, the...
Read More
Meet The Team: Nick Bogart, Summer Intern
Meet Nick, one half of our 2018 Summer Intern Duo! Nick has already proven to be a worthy (and...
Read More
Navigating the Digital Frontier: Identity Protection Services
After last month’s post on password security, we received great questions regarding identity security concerns. Since there is a...
Read More
Keep Cool, and Your Cold Hard Cash in Your Wallet This Summer
After what seemed like an unseasonably cool spring, many of us are longing for the familiar Charleston heat and...
Read More
The Secret Password
Does your password pass the test? Now, more than ever, cybersecurity is essential as more and more of our...
Read More
Meet The Team: Alisson Grove, Financial Business Assistant
Of quartz she rocks! Meet Alisson Grove, the newest member of the MFC team. Alisson recently graduated from East Carolina...
Read More
Meet the Team: Jessie Haggerty, Marketing and Business Development Administrator
Meet Jessie, our Marketing & Business Development Administrator. Jessie came to our team during the big move and hit...
Read More
Tax Document Checklist
Do you have everything you need for this tax season? Don’t fret! Our Charleston financial advisors created this handy...
Read More
Major US Stock Indexes Drop: Wait for it (Part 2)
“The stock market didn’t get tested – you did,” the title of an article I read this morning I...
Read More
We need to plan for transportation density now
Transportation in the Charleston area is an issue that needs to be dealt with by the community as a...
Read More
What’s Going on Post-Brexit and What It Means
By Kyra Morris, contributing editor | History was made June 23 of this year when the United Kingdom (UK)...
Read MoreOne Region Targets Infrastructure, Education, & Housing
By Kyra Morris, Certified Financial Planner Charleston, SC and contributing editor | The Charleston area is our home. This...
Read MoreBrexit Causes Uneasy Time in Global Markets but Don’t Panic!
History is made! May we live in interesting times – for sure! The citizens of Great Britain surprised the financial...
Read MoreFuture Bright for Volvo, Charleston
In May of 2015, Volvo chose South Carolina to build its first plant in North America. Volvo will build...
Read More
Let’s Talk Politics and the Markets
By Kyra Morris, contributing editor | This is an election year, and often we hear that election years are...
Read MoreTeck’s Theme: Coming Together in Charleston, SC
By Kyra Morris, contributing editor | “Coming Together” is the theme of Charleston’s newly-elected mayor, John Tecklenburg. Charleston does...
Read More
Advice On Financial New Year Resolutions
“Be always at war with your vices, at peace with your neighbors, and let each New Year find you...
Read More
Have a financially savvy holiday season
By Kyra Morris, contributing editor | As our bellies are now full from a wonderful Thanksgiving meal, it’s now...
Read More
The Blood Supermoon: Astronomical Phenomenon or Apocalypse?
By Kyra Morris, contributing editor 9/28/2015 | As USA Today put it, “It almost sounds like something from a...
Read More
Don’t Panic About Market Fluctuations
Written by contributing editor, Kyra Morris. August 31st | Ten days ago on Augst 21, the DOW fell more...
Read More
Our World Trade Center Is Making A Difference
Written by contributing editor, Kyra Morris. July 27th | Our world is a global world. Our markets are global...
Read More
Charleston Is Part of A Global Community
Written by contributing editor, Kyra Morris. July 13th | My husband and I traveled all over Australia last month....
Read More
The Hidden Jewel That’s No Longer Hidden
Written by contributing editor, Kyra Morris. 06/01/2015 | The nature of Charleston’s hidden jewel qualities is like a cell...
Read MoreBridge Run Is More Than A Race
The 30,000 participants and thousands of spectators celebrated the 37th Cooper River Bridge Run on March 28. Charleston’s local...
Read MoreCFP® certification is a voluntary certification granted in the United States by Certified Financial Planner Board of Standards, Inc. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Individuals who become certified are required to complete continuing education.