We know you have choices when it comes to choosing an independent financial advisor. While we hope to embark on this journey with you, our priority is for you to find the financial advisor who will be the best fit for your financial situation.
Discover what makes Morris Financial Concepts different from other financial advisors in the Charleston area. When you’re ready to learn more, give us a call to set up your complimentary 1-hour discovery session.
Since 1983, Morris Financial Concepts has operated as an independent financial planning firm located in the Charleston area. Today, we hold true to our standards of excellence set forth by Kyra Hollowell Morris. Her inclusive approach to financial planning which involves academically-proven strategies has provided the foundation for the firm’s direction for over 30 years. Learn more about our strategic planning and investment process.
As fiduciary financial planners in Charleston, SC, we are loyal to you. Bound by our own steadfast morals and professional code of ethics we will recommend or provide only the financial services you need. Our fee-only structure allows for us to remain objective. Our mission is to provide you with peace of mind and confidence. Find out more about Morris Financial Concepts’ service plan and fees.
We are passionate learners on a constant mission to expand our knowledge so we can be a valuable resource on your financial journey. The team at Morris Financial Concepts is dedicated to continued education. Learn more about our team’s certifications and commitment to service.
Our wealth management process takes a look at your whole picture, identifying and targeting your financial goals, then crafting a personalized road map for success.
The first step in the process is getting to know you.
Financial Planning is unique to your circumstances and dreams. In order for us to help you, we need to understand your personal priorities, family circumstances, and financial aspirations. We aim to build lasting relationships which will continually guide the recommendations we provide regarding your wealth.
Though everyone’s journey is different, over the course of a year you can expect our meetings to flow as follows:
A mutual interview to determine if Morris Financial Concepts is a good fit. Just as we want to get to know you, we want you to get to know us. This helps determine if we can build a lasting relationship.
We use an in-person meeting to help us better get to know one another. We want to discover your financial goals and aspirations and we want you to understand our processes. This helps establish the foundations for a valuable and long-lasting relationship.
Once we decide to work together we will continue the discovery process to outline your entire financial snapshot. We will look at everything from your current personal priorities and financial resources to your future desires and financial aspirations. We want to know where you desire to go and what resources you may already have in place.
Financial Independence is having the financial security to choose whether to continue working because you want to, retire on your terms, turn your hobby into a side business, or scale back. We use intentional financial planning techniques and analysis, paired with our academic investment strategy to develop a plan to give you the peace in knowing you are well on track to financial independence or already there.
We will outline and prioritize your desires for your legacy. We help you identify what sort of goodwill you want pass down, such as gifting education or supporting philanthropic organizations. We will also help you plan for unforeseen, as well as inevitable, catastrophic events. We will make sure you and your loved ones are protected and your future goals are on track.
We will review your personal financial plan we have created thus far. Then it's time to embark on your the next phase of your financial journey. We're here to serve as your navigator, helping you steer towards success and achieving your financial goals.
Fear thrives in uncertainty, and lately there’s been no shortage of either—especially when it comes to the markets. President...
Read MoreLearn how to support the things you love wisely with a charitable giving strategy. Optimize your tax strategy through...
Read MoreKyra Hollowell Morris joined the South Carolina Business Review to share powerful insights on how to take control of...
Read MoreThe updates to the 529 Education Savings Plan are game changers. Let’s break down what these changes could mean...
Read MoreIf you want to maximize deductions, minimize liabilities, & prepare for the shift in the tax landscape, act now....
Read MoreLet’s explore why diversification is so crucial to strategic financial planning and how it can enhance your financial...
Read MoreWhether you’re just beginning to consider your estate plan or are revisiting it to include digital assets, understanding how...
Read MoreFor those considering a second home, here are essential strategic financial planning tips to keep in mind.
Read MoreOur team is committed to helping our clients navigate these decisions by providing financial planning guidance tailored to individual...
Read MoreOur team of Charleston financial planners is made up of expert strategic financial planners who specialize in education savings...
Read MoreBut how do you know if it’s the right move for you? At Morris Financial Concepts, we understand that...
Read MoreThis article outlines five key retirement planning strategies specifically designed to address rising healthcare costs. By taking advantage of...
Read MoreMoney, Memories, and Financial Well-Being: Can Money Really Buy Happiness? In the latest episode of the Morris Financial Concepts...
Read MoreIn an enlightening episode of the Morris Financial Concepts podcast, our financial planning expert Tucker Morris delves into the...
Read MoreComing into sudden wealth – whether through inheritance, life insurance, lottery winnings, or a substantial salary increase – can...
Read MoreIn a recent episode of the Morris Financial Concepts podcast, we delved into an exciting new development in the...
Read MoreAs we navigate through 2024’s financial landscape, understanding market trends and their implications for financial investment strategies has never...
Read MoreIn the latest episode of the Morris Financial Concepts podcast, we’re joined by Bart Valley to explore the complex...
Read MoreRetirement planning is an essential aspect of your overall financial health, and the choices you make today can significantly...
Read MoreRetirement is a significant milestone in life, marking the transition from years of hard work and service to a...
Read MoreAlongside the excitement of purchasing a new home, a crucial decision awaits: choosing between a fixed-rate mortgage and a...
Read MoreFor many Americans, retirement planning is already a challenging milestone. With interest rates reaching new heights in 2023 and...
Read MoreWhether you’re just starting your career or approaching retirement, learning to effectively leverage your employee benefits is crucial. Employee...
Read MoreLearn how the firm’s financial advisors are enhancing the long-standing life-centered approach to deliver clients more meaningful, purposeful guidance.
Read MoreIn today’s dynamic financial landscape, making sound investment decisions requires not only a keen understanding of market trends but...
Read MoreYou’ve worked hard, you’ve saved diligently, and you’re now at a point where you’re eager to take your strategic...
Read MoreGenerosity is not just about making a positive impact on your community; it can also play a significant role...
Read MoreIn an increasingly digital age, where financial transactions and sensitive data are just a click away, the need for...
Read MoreDelve into the complexities of strategic financial planning and tax preparation with Savannah Cooper. Follow her comprehensive guide for...
Read MoreIn the ever-evolving landscape of strategic financial planning, charitable giving often takes a backseat to more immediate concerns. Tiffany...
Read MoreDuring our interview with Bart Valley, a financial advisor in Charleston, SC with Morris Financial Concepts, we delve into...
Read MoreIn the ever-evolving landscape of finance, one factor has been a game-changer – Artificial Intelligence (AI). But how is...
Read MoreThe importance of prudent financial planning cannot be overstated. Delve into our five advanced financial improvement strategies that go...
Read MoreChoosing the right retirement savings plan is a decision that can shape your financial future. With options like the...
Read MoreWhen it comes to retirement planning, there is no one-size-fits-all approach that our retirement plan advisors would recommend for...
Read MoreMaster the art of affordable summer travel with these expert financial tips. Plan smart, travel in style, save money.
Read MoreThe Federal residential solar energy credit is a nonrefundable tax credit limited to 30% of the installation cost of...
Read MoreTogether, we will delve into the current state of the debt ceiling, its historical context, factors contributing to its...
Read MoreIn a recent episode of the Morris Financial Concept podcast, Bart Valley discusses the impact of the recent banking...
Read MoreIn this video interview, we discuss the recent stock market swings with Bart Valley from Morris Financial Concepts. Bart...
Read MoreAs a former professional athlete, I thought I knew what I was getting into when I started training for...
Read MoreWhen it comes to money management, teaching kids the essentials provides them with a strong foundation and helps them...
Read MoreAs trusted financial planners in Charleston, SC, retirees sometimes struggle to settle in and find fulfillment in retirement —...
Read MoreOn the heels of the recent failure of Silicon Valley bank, it’s prudent to learn how much protection your...
Read MoreBut how much does politics really affect the stock market? The professionals at Morris Financial Concepts, Inc. will walk...
Read MoreIf you pay much attention to the news, you likely notice a fondness for sensationalist language. Media too readily...
Read MoreThe Securing a Strong Retirement Act of 2022, also known as the SECURE 2.0 Act, was signed into law...
Read MoreBehavioral biases often can be pitfalls for investors, negatively impacting wealth accumulation over time. Behavioral mistakes cost real money,...
Read MoreAfter a sustained period of above-average equity market returns, stocks have struggled so far in 2022 as markets weigh...
Read More“May we live in interesting times,” and “All Things Work Together for Good,” These have been repeated themes for...
Read MoreAt Morris Financial Concepts, we’ve noticed that after a long period with almost no downside volatility, equity markets have...
Read MoreMany may be concerned about the changes in the new taxes under the $1.75 trillion Build Back Better Act,...
Read MoreBusinesses, schools, restaurants, and other establishments across the nation have reopened following increasing vaccinations and decreasing infections from the...
Read MoreLife can get busy quickly (the understatement of the year). Between kids, work, pets, and friends, we often have...
Read MoreUnlike other types of trusts, a living trust is active while the grantor is — you guessed it —...
Read MoreHere are the main differences between a robo-advisor or a more traditional financial advisor. Find out which is better...
Read MoreHere’s what you need to know about qualifying for the latest Recovery Rebate stimulus package under the ARP.
Read MoreWe have gathered a few key takeaways on Bitcoin and other cryptocurrencies for investors who are considering adding this...
Read MoreEveryone knows that you have to file your taxes every year, yet many don’t know there is actually a...
Read MoreOftentimes, our monetary resources serve as a vehicle for us to share our values and beliefs with the world...
Read MoreWhen you think about what financial goals are most important to you, retirement is probably near the top of...
Read MoreIf you have been watching the news lately, you have probably found yourself wondering, “What’s going on with this...
Read MoreManaging your finances can be a daunting task, which is why many individuals instead opt to enlist the help...
Read MoreIf you have made your way to this blog, you have likely already asked yourself the age-old question: is...
Read MoreAs we eagerly open a new chapter in 2021, we are excited to introduce the newest addition to our...
Read MoreYou are living your legacy every day! This is what is really meant by the phrase ‘legacy planning’. The...
Read MoreWith the ongoing COVID-19 pandemic, many families around the world are being forced to navigate a variety of financial...
Read MoreDoes health, happiness, and success for you and your loved ones depend on money or your financial resources? Financial...
Read MoreKyra Morris and Tiffany Ritchie, Charleston CERTIFIED FINANCIAL PLANNER™ professionals at Morris Financial Concepts Inc., recently joined Caleb Brown,...
Read MoreIt’s the most wonderful time of the year! The holiday season brings with it the warmth of a cozy...
Read MoreHow a Divided Federal Government May Help the Economy History shows the American economy prefers checks and balances. Since...
Read MoreBy Kyra Hollowell Morris, Fee-Only Financial Planner and Founder Being physically active is restorative to your mind and body,...
Read MoreMany of our clients are passionate about making an impact by supporting causes that have touched their own lives....
Read MoreRefinancing rates are constantly changing, but amidst the ongoing effects of the coronavirus pandemic, we have seen dramatic decreases...
Read MoreIt is not over. This pandemic is still wreaking havoc with our lives. We still need to wear masks...
Read MoreWith the ongoing coronavirus pandemic, students and faculty around the nation and the globe have experienced a sharp rise...
Read MoreThe Rise of the Board Game Culture Not only can board games can save you money, but they can...
Read MoreBy Sean Palmer, Associate Financial Planner in Charleston at Morris Financial Concepts Avid golfers know that the nature of...
Read MoreDuring the uncertain, chaotic period brought on by the rise in COVID-19 cases, effective management of the event planning...
Read MoreBy Tiffany Ritchie, CERTIFIED FINANCIAL PLANNER professional at Morris Financial Concepts Wine lovers know that the perfect glass of...
Read MoreBy Kyra Hollowell Morris, CERTIFIED FINANCIAL PLANNER™ professional & Founder of Morris Financial Concepts on her wellness journey. Our...
Read MorePets often act in such a human-like manner that we forget they aren’t actually our children. Even so, pets...
Read MorePersonal financial goals are all too important when planning for a healthy and happy future, but can certainly be...
Read MoreThere’s been a lot of discussion about COVID-19’s far-reaching economic effects over the past month and a half....
Read MoreIt’s been almost two months since the COVID-19 pandemic began to make major changes to everyday life in South...
Read MoreSpring is the perfect time to clean out your closet, organize that spice cabinet, and take a magnifying glass...
Read MoreOn March 27th, Congress passed the Coronavirus Aid, Relief and Economic Security, or C.A.R.E.S. Act in an effort to...
Read MoreWe hope you are staying safe and healthy as we tread through these interesting waters the Coronavirus has sent...
Read MoreThe COVID-19 Pandemic, also referred to as the Coronavirus disease, has affected numerous facets of so many lives; from...
Read MoreWith taxes due next month, you may already be well on your way to completing your 2019 tax returns....
Read MoreLast week we went over the basics of the SECURE Act’s provisions, who it will affect, and what the...
Read MorePeople like to think they behave rationally at all times, but the truth is, we all allow emotions to...
Read MoreA recently passed spending bill could have a big impact on your retirement plans. On December 20th, 2019 the...
Read MoreIt’s the new year and you’ve decided you’re going on a vacation to Europe — you’re going to have...
Read MoreThink about what matters most to you. What are you passionate about and what do you want to continue...
Read MoreWith the holidays already upon us and more coming up soon, you may be feeling the financial strain of...
Read MoreThere comes a time in everyone’s life when they begin considering the kind of legacy they want to leave...
Read MoreDeath and taxes can be fairly grim topics, however, as the saying goes, “In this world, nothing is certain...
Read MoreDepending on how involved you are in finance, both personally and otherwise, “asset allocation” and “diversification” are likely two...
Read MoreNo matter your age or financial status, knowing your options when it comes to personal money and wealth management...
Read MoreRetiring at the age of 35. Sounds crazy, right? For proponents of the FIRE movement, that number is not...
Read MoreAt the time of this writing, there are only ten states that require employers to offer a retirement plan...
Read MoreWith 1 in 5 Americans having no retirement savings at all and 1 in 3 having less than $5000,...
Read MoreBeing “financially well” means that you are able to manage day-to-day expenses, save for long-term goals, and feel financially...
Read MoreIf you have done any investigating in the realm of services offered by top-tier financial advisors, then you are...
Read MoreWe normally don’t think of our savings account as a war chest, but as you approach retirement it might...
Read MoreWith tuition prices continuously on the rise, saving for your children’s or grandchildren’s education can seem like an insurmountable...
Read MoreThere comes a time for many of us when we choose to focus less on our work and more...
Read MoreDetermining exactly how much money you will need in your retirement years is no simple feat. No one wants...
Read MoreA common topic of conversation amongst middle-aged Americans or those approaching retirement age is the topic of income during...
Read MoreWith the Tax Cuts and Job Act brought into action just last year, businesses and citizens everywhere are still...
Read MoreQualified charitable distributions (QCD) are distributions from an Individual Retirement Account (IRA) owned by an individual who is age...
Read MoreThe role of a financial advisor is to help you strategically manage your wealth over a period of time....
Read MoreAs the end of January rolls around, the reality of your New Year’s resolutions are likely kicking in. While...
Read MoreAs parents, we only want the best for our children. We tend to serve not only as their chauffeurs...
Read MoreThe weight of retirement can often be overwhelming. Beyond the financial aspects of retiring, the physicians we have spoken...
Read MoreMeet Savannah Cooper, our Associate Financial Advisor at Morris Financial Concepts. Name: Savannah Cooper Job Title: Associate Financial Advisor...
Read MoreWhat is going on in the markets? The 3rd quarter of 2018 ended as the best quarter on the...
Read MoreYou Won the Lottery! Now what? Private islands. A fleet of yachts. Dream cars. The recent $1.5 billion Mega...
Read MoreHistorically, parents have moved investments under their children’s names to reduce the taxes on investment income, up to a...
Read MoreAs the days start to get shorter and the weather threatens to cool off, we creep closer and closer...
Read MoreAs part of the second phase of our rebranding efforts, we are excited to announce the launch of Morris...
Read MoreGrowing interest in the impact of fossil fuels on the global climate may spark questions about whether individuals can...
Read MoreTaxes matter. Whether or not we agree the Tax Cuts and Jobs Act passed on December 22, 2017 is good for...
Read MoreSnap! Thus ended the S&P 500’s longest streak in history without a pullback of at least 3 percent. The...
Read MoreNo longer limited to college funding, 529 tuition plans can now be applied for private elementary and secondary education....
Read MoreWe are excited to unveil Morris Financial Concepts’ updated brand identity. After careful consideration, we have developed a company...
Read MoreAs we recently discussed, not all 529 tuition planning options are the same. Another aspect of 529 plans are...
Read MoreMeet Will, the other half of the Summer Intern Duo! Will works with our other great MFC duo, the...
Read MoreMeet Nick, one half of our 2018 Summer Intern Duo! Nick has already proven to be a worthy (and...
Read MoreAfter last month’s post on password security, we received great questions regarding identity security concerns. Since there is a...
Read MoreAfter what seemed like an unseasonably cool spring, many of us are longing for the familiar Charleston heat and...
Read MoreDoes your password pass the test? Now, more than ever, cybersecurity is essential as more and more of our...
Read MoreOf quartz she rocks! Meet Alisson Grove, the newest member of the MFC team. Alisson recently graduated from East Carolina...
Read MoreMeet Jessie, our Marketing & Business Development Administrator. Jessie came to our team during the big move and hit...
Read MoreDo you have everything you need for this tax season? Don’t fret! Our Charleston financial advisors created this handy...
Read More“The stock market didn’t get tested – you did,” the title of an article I read this morning I...
Read MoreTransportation in the Charleston area is an issue that needs to be dealt with by the community as a...
Read MoreBy Kyra Morris, contributing editor | History was made June 23 of this year when the United Kingdom (UK)...
Read MoreBy Kyra Morris, Certified Financial Planner Charleston, SC and contributing editor | The Charleston area is our home. This...
Read MoreHistory is made! May we live in interesting times – for sure! The citizens of Great Britain surprised the...
Read MoreIn May of 2015, Volvo chose South Carolina to build its first plant in North America. Volvo will build...
Read MoreBy Kyra Morris, contributing editor | This is an election year, and often we hear that election years are...
Read MoreBy Kyra Morris, contributing editor | “Coming Together” is the theme of Charleston’s newly-elected mayor, John Tecklenburg. Charleston does...
Read More“Be always at war with your vices, at peace with your neighbors, and let each New Year find you...
Read MoreBy Kyra Morris, contributing editor | As our bellies are now full from a wonderful Thanksgiving meal, it’s now...
Read MoreBy Kyra Morris, contributing editor 9/28/2015 | As USA Today put it, “It almost sounds like something from a...
Read MoreWritten by contributing editor, Kyra Morris. August 31st | Ten days ago on Augst 21, the DOW fell more...
Read MoreWritten by contributing editor, Kyra Morris. July 27th | Our world is a global world. Our markets are global...
Read MoreWritten by contributing editor, Kyra Morris. July 13th | My husband and I traveled all over Australia last month....
Read MoreWritten by contributing editor, Kyra Morris. 06/01/2015 | The nature of Charleston’s hidden jewel qualities is like a cell...
Read MoreThe 30,000 participants and thousands of spectators celebrated the 37th Cooper River Bridge Run on March 28. Charleston’s local...
Read MoreCFP® certification is a voluntary certification granted in the United States by Certified Financial Planner Board of Standards, Inc. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Individuals who become certified are required to complete continuing education.
![How to Invest with Tariffs Shaping the Market: A Financial Advisor’s Perspective on the Trump Tariff Economy [2025]](https://mfcplanners.com/wp-content/uploads/shutterstock_2409800175.jpg)
