Also referred to as a fixed income security. A bond is a debt certificate or IOU issued by a corporation or unit of government. In exchange for lending their funds to the bond issuer, lenders are promised interest payments and the return of their initial investment at a specified future date.
CFP® certification is a voluntary certification granted in the United States by Certified Financial Planner Board of Standards, Inc. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Individuals who become certified are required to complete continuing education.