These kinds of accounts are similar to a JT WROS, but are reserved exclusively to married couples. JT TBEs also have a survivorship feature, which means that if one of the spouses dies, the other spouse will receive 100% of the other spouse’s ownership percentage.
CFP® certification is a voluntary certification granted in the United States by Certified Financial Planner Board of Standards, Inc. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Individuals who become certified are required to complete continuing education.