A person owns the account assets with one or more persons, and each person owns an equal and undivided interest in the account unless otherwise determined. Once one of the owners dies, his/her interest or percentage of the account is immediately divided and given to the other owner(s) of the accounts. This feature is called “survivorship”
CFP® certification is a voluntary certification granted in the United States by Certified Financial Planner Board of Standards, Inc. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Individuals who become certified are required to complete continuing education.