These IRAs differ from traditional IRAs because instead of contributions being made with pre-tax dollars, they are put in after they have been taxed normally as income. They still grow tax free, and any withdrawal after 59.5 years of age is NOT taxed.
CFP® certification is a voluntary certification granted in the United States by Certified Financial Planner Board of Standards, Inc. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Individuals who become certified are required to complete continuing education.